Insurance the way it should be done.
Rainier LLC is an independent insurance agency based in Roy, Washington. We built it around a simple idea: the people making the biggest financial decisions of their lives deserve better than a captive agent reading a script.
A Washington agency built on straight answers.
Rainier was founded to fix what's wrong with insurance in most of Pierce County: sales-first agents, one-carrier lineups, quotes designed to look good on paper and disappoint in real life.
We're independent. That means we work for you, not a single carrier. When you sit down with us, we compare A-rated Washington-licensed companies against each other and show you the numbers side-by-side — same coverage, different prices — and let the math speak.
We're local. Roy, WA is home. We know the mortgages, the school districts, the JBLM transitions, and the retirement moves to Gig Harbor. We're not calling from a call center in another time zone.
And we're patient. Insurance isn't something to rush. If you need a week to think, take a week. If you never call back, that's okay too. The right policy protects a family for decades — we're comfortable earning that trust slowly.
Four things we won't compromise on.
Independent Advice
We shop carriers. We're never captive to one company's product line.
Local Roots
Roy, WA-based. Licensed statewide. We serve the community we live in.
Family-First
Every recommendation is built around your household — not our commission.
No Pressure
Free quotes. Zero obligation. Take a week to decide or never call back.
Roy, WA and 100 miles around.
Rainier LLC serves Pierce County and everything within a 100-mile radius — from Tacoma to Olympia, Gig Harbor to Yelm, JBLM to Bonney Lake. Meetings happen in person, on the phone, or over video. Whatever's easiest for you.
Ready to talk?
Call (253) 500-1563 or send a message — you'll get a real Washington agent, not a script.